See just how MortMonitor works
You pick the alerts that matter. We watch the rates every day and run the math. No spreadsheets, no daily rate-checking, no math homework.
Setting up your alerts takes just a couple of minutes. We first ask for some basic information, like your name.
Then, well, these screenshots from the onboarding process speak for themselves.


And viola! You're set!
Set it up once, then relax
The whole point is to save you from watching rates. Get set up in minutes and let us handle the daily tracking.
Tell us about your mortgage
Set the alerts you care about
Choose what matters to you: a lower payment, less total interest, dropping PMI, hitting your break-even before a move, and more.
We watch the rates for you
MortMonitor checks the market every day and does the math. The day it makes sense to refinance, you'll know because we'll send you an email with the details.
What an alert looks like
Here's the kind of message that lands in your inbox.

The alerts your lender's app won't send you
Set the alerts that matter to you. We do the math every day and let you know when it makes sense to act.
Lower your monthly payment
We'll alert you when refinancing could drop your monthly payment by an amount that matters to you.
Pay less interest overall
Most lender apps won't tell you when you'd save on total interest over the life of the loan. We will.
Break even before you move
Planning to move in a few years? We'll tell you if refinancing pays for itself before you go.
Market rate drops below yours
Just want the raw numbers? We'll ping you when market rates fall a set amount below your current rate.
Drop your PMI
Put less than 20% down? We'll let you know the moment your loan-to-value crosses 80% so you can ditch PMI.
Across every refi term
Set alerts across 30, 25, 20, 15, and 10-year refinance terms, whatever fits your goals.
Ready to stop guessing about refinancing?
Set up your mortgage in minutes and let Morty and Monica watch the rates for you. Free for 30 days, get started now.
Questions first? Email Sam, our CEO, at sam@mortmonitor.com
