Know exactly when to refinance your home
MortMonitor watches mortgage rates every single day and tells you the moment refinancing could actually save you money, so you never miss the right window or waste time tracking rates yourself.
- Lots of alerts, including when you'd save on your monthly payment and the total you'd pay in interest.
- We're not a lender, so no conflicts between what's good for you vs some bank's bottom line.
- Sick of subscriptions? We've got a one-time payment option.
Sound familiar?
Keeping track of mortgage rates is a major job. Morty and Monica are happy to take it off your plate.
Not sure when the best time to refinance will be?
It could be months or even years away. We watch for you, so you don't have to.
Don't want to track rates every month, let alone every day?
We scan the market daily in the background and will reach out when it counts.
Your lender's app never mentions interest savings?
Many refi apps bankrolled by lenders won't tell you when refinancing saves you money on overall interest. We do.
Worried you'll miss the window before you move?
We'll tell you if refinancing pays off before your next move, so you can decide with confidence.
The alerts your lender's app won't send you
Set the alerts that matter to you. We do the math every day and let you know when it makes sense to act.
Lower your monthly payment
We'll alert you when refinancing could drop your monthly payment by an amount that matters to you.
Pay less interest overall
Most lender apps won't tell you when you'd save on total interest over the life of the loan. We will.
Break even before you move
Planning to move in a few years? We'll tell you if refinancing pays for itself before you go.
Market rate drops below yours
Just want the raw numbers? We'll ping you when market rates fall a set amount below your current rate.
Drop your PMI
Put less than 20% down? We'll let you know the moment your loan-to-value crosses 80% so you can ditch PMI.
Across every refi term
Set alerts across 30, 25, 20, 15, and 10-year refinance terms, whatever fits your goals.
Set it up once, then relax
The whole point is to save you from watching rates. Get set up in minutes and let us handle the daily tracking.
Tell us about your mortgage
Set the alerts you care about
Choose what matters to you: a lower payment, less total interest, dropping PMI, hitting your break-even before a move, and more.
We watch the rates for you
MortMonitor checks the market every day and does the math. The day it makes sense to refinance, you'll know because we'll send you an email with the details.
A complimentary monthly report, tailored to your mortgage
On top of daily rate scanning, we email you a helpful monthly report built just for you and your loan, so you're always in the loop.
- Recent happenings in the mortgage and refi loan market
- Scenario analysis: what would happen if you refinanced today
- Updates on how the broader markets (like stock indexes) are doing
- Delivered about a week before the 1st, so you're informed before your next month's mortgage payment is due
Simple pricing, including a pay-once option
Sign up now and be alerted when you can save big money by refinancing.
Every plan includes a free trial so there's no risk to you as you check us out.
Pay Once
Sick of subscriptions? This plan is billed one time only
Just one payment! On a $300,000 mortgage we'd charge $300. That's a mere $5/month over 5 years.*
- 30 day free trial
- Every alert type
- Complimentary monthly report
- No recurring charges, ever
- Refundable in the first year†
Annual
Billed annually at $161.88
Our most popular plan, and less than half the price of a new premium TV/movie streaming service subscription.
- 30 day free trial
- Every alert type
- Complimentary monthly report
- Save vs. paying monthly
- Cancel anytime†
Monthly
Billed monthly
Maximum flexibility with no yearly commitment. Perfect if you just want to try things month to month.
- 30 day free trial
- Every alert type
- Complimentary monthly report
- No long-term commitment
- Cancel anytime†
* The Pay Once plan does not guarantee that we'll be able to offer the services forever, for 5 years, or for any set period of time. Although we certainly hope to be around for decades to come, we could be hit by an asteroid, have all our servers simultaneously struck by lightning, or shut down for any reason at any time. This plan is intended for people who don't want to pay ongoing subscription fees.
† In most cases, if you decide to cancel a few months after your trial ends we refund you on a pro-rated basis. We treat you as if you had signed up for the monthly plan and made a large prepayment, which we then return the balance of. Please see Terms of Use for full policies.
We do this to minimize risk to you, so you're not stuck having paid the full amount for a service you decided wasn't worth it.
Ready to stop guessing about refinancing?
Set up your mortgage in minutes and let Morty and Monica watch the rates for you. Free for 30 days, get started now.
Questions first? Email Sam, our CEO, at sam@mortmonitor.com
